Financial Policy

Thank you for choosing The Center For Oral Surgery & Dental Implants.  Our primary mission is to deliver the best and most comprehensive oral surgery care available.  An important part of our mission is making the cost of optimal care as easy and manageable as possible for our patients by offering several payment options.

Our financial policy allows us to provide high quality care without increasing our fees to cover excessive billing and collection costs.  If you have any questions, please do not hesitate to ask.

Payment options:  

  • Check, Cash, Visa, MasterCard, Discover or American Express
    • A fee of $25 is charged for returned checks

Care Credit

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  • No Interest payment plans from CareCredit (6 mths)
  • Convenient low monthly payment plans also available (for all treatment $1000 and up)
  • No annual fees or pre-payment penalities

Information Regarding Insurance Benefits:

  • We do require payment prior to the beginning of your treatment. 
  • The professional services that we provide are charged to the patient, not the insurance company. 

All Accounts must be paid in full within Ninety (90) days from the date of service regardless of what your insurance company has paid.  This amount is your responsibility.

We will submit your insurance claims to your insurance company even if we are not a participating provider, as a courtesy to you.  This does not imply that your particular plan will cover your anticipated procedure, either in part or in full.  Your insurance company WILL NOT GUARANTEE ANY BENEFITS.

Your insurance policy is a contract between you and the insurance company; we are not a party to that contract at any time and do not have the authority to make the insurance company pay.  We do encourage you to contact your insurance company directly with any questions.

Please read your insurance policy carefully.  Please be aware of your insurance plan’s limitations, exclusions and plan maximums.  Some or all of the services we provide may not be a covered benefit whether or not your insurance company states that they are prior to treatment.  Your insurance company may determine, AT ANY TIME, NOT to cover your procedures!  They DO NOT GUARANTEE ANY BENEFITS and only determine benefits when they receive a claim after the services are rendered.  Most insurance companies take four to six weeks to respond.

Pre-Determination of Benefits

A predetermination is a written estimate that can be submitted to most insurance plans prior to treatment to get an estimate of your insurance coverage.  However, most insurance companies have a disclaimer with the written estimate stating that they do not guarantee those estimates and only determine coverage once the procedure has been done and a claim has been submitted to them for payment.

We are providers for the following insurances:

  • Aetna PPO
  • ACS Benefit Services
  • Alwayscare
  • Ameritas 
  • BCBS 
  •      AL, AZ, AZ Advantage, Excellus, Horizon, MA, MI, Premera, Puerto Rico, TN
  • CAREington
  • Central Benefits
  • Cigna Total DPPO
  • Companion Life
  • CompBenefits
  • Coresource
  •      FKA:FMH Benefit Svcs, IL, MD, OH, PA
  • Coventry Dental
  • Dearborn National
  • Delta Dental PPO
  • Dental Benefit Providers (DBP)
  • Dentemax
  • Guardian PPO
  • Humana
  • Lincoln Financial
  • Metlife
  • NGS American
  • Principal PPO
  • TruAssure
  • UHC PPO
  • UMR
  • United Concordia
  • United Healthcare Life Ins. Co.
  • UPMC Health Plan

We also accept CARECREDIT. Click the Apply Now button below for more information.

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